My name is Dorji Khandu a personal finance enthusiast from the Kingdom of Bhutan. Personal Finance and Financial Literacy is known to every individuals and every one has a faint idea about it yet, many of us do not know how to strategize and solidify those ideas. This blog contains guidelines and tips on Personal Finance. But the guidelines and the tips are solely my idea and I am not a certified Financial Advisor. So therefore, if you find any ideas from this blog that you might think this is helpful for your financial life you a free to follow but I do not encourage anyone to consider this blog as your financial advisor.